Cheap, low cost life insurance used to be extremely difficult to find. You had to rely on the yellow pages, referrals, and the occasional door-to-door salesperson (editorial note: don't trust a life insurance company that uses door-to-door salespeople). Those days are over. With the rise of the Internet, the playing field has become more level. In fact, some might even say that it's a buyer's market. In order for a life insurance company to thrive, it must cater to our needs. It must offer us affordable low cost life insurance.
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Don't Let Your Life Insurance Company Set the Terms
Armed with this knowledge, you should set the terms for your life insurance company - don't let them walk all over you. Tell them what you need. If they can't offer you low cost life insurance that meets your strict requirements, simply, take your business elsewhere.
Surely Cheap Life Insurance Can't Be That Easy, Can It?
Yes it can. It's as simple as A, B, C.
A. Type in "cheap life insurance" into your favorite search engine. You'll get thousands and thousands of hits. Almost every entry will be a company that desperately wants your business.
B. Next type out an email that outlines your exact needs and wants (ex: To whom it may concern: I'm a single 40 year old mother of 3. I smoke a pack of cigarettes a day, I am in perfect health, there is no history of cancer in my family, and all of my grandparents are still living). Basically, provide whatever information a life insurance company might need to consider.
C. Cut and paste the email address for the top 20 companies into the BCC field of your generic email.
Hit send. Wait one day. You'll be overwhelmed with responses.
But Wait! There's Another Route to Cheap Life Insurance!
If you don't feel like becoming inundated with automated e-mail responses from dozens of companies, you can try some of the insurance options available from
http://www.complete-insurance-guide.com. You'll be amazed at the cheap online insurance quotes you will receive from leading providers in all areas of insurance expertise. It's as simple as answering a few short questions, and you'll get immediate online insurance quotes.
About the Author
Austin Brentley is an English teacher currently living and working in Yamaguchi, Japan. His previous experience includes working for a lobbying firm, in his native Washington, DC and for various record and television studios in New York. Austin holds a B.A. in history from Harvard University.
